Sector Insurance Solutions

Services and Professional Practice

Protect your company from unpredictable risks and potential financial losses. With insurance solutions from SATUM you gain certainty and scope for secure growth of your business.

Core Insurance Products

Based on risk analysis, client needs and market offerings, we design insurance programmes precisely tailored to your business. Contact our specialists for more information.

Professional Liability Insurance

Architects and Designers Liability Insurance

Covers claims from damage arising from design or architectural activities.

Social Services Provision Insurance

Compensates bodily injury, death or property damage from social services provision.

Investment Companies Insurance

Covers investment management errors and protects client funds in case of insolvency.

Intermediaries Insurance

Covers damage from intermediary activities, e.g. in real estate or financial services.

Other Insurance

Authorised Persons Insurance

Covers damage from professional errors in authorised activities.

Tax Advisers and Accountants Liability Insurance

Provides benefits for damage from professional error in tax advice or accountancy.

IT Services Liability Insurance

Covers financial loss from errors or omissions in IT services provision.

Solicitors and Notaries Liability Insurance

Provides benefits for claims from damage caused during legal practice.

Business Operations Insurance

Liability and Product Liability Insurance

Covers claims for damage from defective products or services provided.

Motor Insurance

Compensates company vehicle damage from accident, theft, vandalism or natural disaster.

General Liability Insurance

Covers liability for unintentional damage to third parties’ property or bodily injury.

Property Insurance

Covers damage from natural disasters, theft and vandalism.

Other Insurance

Management and People

Supplementary Pension Savings

Provides regular pension income above state pension with government support and tax benefits.

Life Insurance

Provides financial security to family in case of death and serves as long-term savings tool.

Accident Insurance

Provides financial compensation for injury, treatment, permanent effects or death from accident.

Preferential Insurance for Employees and Management

Enables offering insurance to company employees at preferential rates.

Other Insurance

Employees Liability Insurance

Covers damage caused by employee to employer.

Travel Insurance

Provides medical expenses cover, assistance and damage compensation during travel.

Directors and Officers Liability Insurance (D&O)

Covers financial consequences of wrong decisions and misconduct by company executives.

Other Insurance

Drone Operator’s Liability Insurance

Covers third party bodily injury, property or environmental damage from drone operations.

GAP Insurance

Covers difference between purchase and current vehicle value in total loss or theft.

Legal Expenses Insurance

Covers legal representation costs in disputes and claims for compensation.

Cyber Risks Insurance

Provides protection from financial impact of cyber attacks, data breaches and IT outages.

Other Insurance

Other Insurance Services

Does your business or service area have specific needs that exceed standard insurance products?

At SATUM we will create a comprehensive tailored insurance programme for you. Each sector and specialisation is unique and deserves appropriate solutions.

Contact the SATUM Team
for Services and Professional Practice Insurance

Team Leader

Ing. Zdeněk Přibyl

Executive Business Director

The SATUM team for services and professional practice comprises specialists with many years of experience in insurance and risk management. We specialise in comprehensive insurance solutions for diverse professional sectors – from small entrepreneurs to large service providers. Our insurance products cover specific requirements of individual professions, including professional liability, operational risks and individual needs of every client.

Thanks to thorough knowledge of the local services market and anticipating their changes, we create insurance strategies tailored to your specific business. We regularly participate in professional discussions and conferences focused on service development and identification of new risk factors in this dynamic sector.

Common and Emerging Risks
in Services and Professional Practice

Entities providing services or engaged in professional practice face ever-new risks that can threaten their operations and financial stability – from liability claims to regulatory changes. These threats require increased attention and active solutions to minimize potential damages.

Digital Environment Liability

Increasing use of online services and electronic communication brings new types of liability risks.

Cyber Threats and Data Breaches

Sophisticated attacks target acquiring sensitive client data and disrupting the provision of professional services.

Professional Advisory Automation

The rise of AI advisors creates competitive pressure and new risks in professional decision-making.

Legislative Changes

Providing services internationally exposes businesses to various, often conflicting regulations.

Attacks on Online Identity

Identity impersonation of professionals in the online world can lead to damage to clients and company reputation.

Intellectual Property Disputes

Unclear boundaries between client and service provider knowledge create room for legal disputes.

Ing. Zdeněk Přibyl

Executive Business Director