Expertise

Insurance administration

The customer is changing. The market is changing. Risks are changing.

Insurance coverage must therefore not stand still. We keep it moving – so that it protects the company under all circumstances, whether your business is expanding or undergoing change.

What our approach is based on

Continuous risk monitoring and assessment

We update the risk profile according to the development of operations, investments, asset structure and new threats. We use market comparisons, scenario models and combined risk simulations.

Coverage and cost optimization

We look for savings and eliminate overlaps and underinsurance. We fine-tune limits, deductibles and propose more advantageous mechanisms that respect cash flow.

Flexible adjustments during changes

New vehicle, production relocation, acquisition? We respond immediately – we adjust asset values, expand or narrow coverage and revise clauses.

Efficient contract renewal

We collect data on company changes in advance, compare the market and negotiate better terms. Coverage continues without delays and is often cheaper.

Reporting, compliance and overview

You receive regular reports, recommendations for changes and assurance of compliance with legislation – including documentation for auditors, investors and parent companies.

What you get as a client

Insurance management in our concept is active work with risks, not contract administration.

Protection that evolves with the company

Financial savings through elimination of duplications and unnecessary expenses

Better negotiating position with insurers

Clear documents for strategic decisions

Lower risk of underinsurance and legal disputes

Time savings and internal capacity thanks to external expert care

Why insurance management is crucial

Minimizes exclusions and uncovered losses
Protects the company even during rapid growth or reorganization
Obtains better terms for you through expert representation
Strengthens prevention and preparedness for crisis situations

How do we proceed at SATUM?

1

Audit and takeover

Detailed review of existing contracts, identification of weaknesses and quick corrective steps

2

Setting up monitoring

Definition of key indicators and scenarios for continuous risk assessment

3

Regular reviews

Regular review of limits, exclusions and insurance coverage prices

4

Annual optimization

Market benchmark, negotiation of terms, implementation of changes and administration

5

Ad hoc adjustments

Immediate response to acquisitions, investments or legislative changes

SATUM insurance management team

“Insurance management is a strategic activity. We combine knowledge of the market, legislation and client operations to keep insurance protection functional at all times and with minimal impact on their resources.”

Martin Slečka, DiS.
Manažer oddělení likvidace škod
Ing. Kateřina Ďurovičová
Director of Property Risk Department
Ing. Michal Vláčil
Risk Manager

Our multidisciplinary team structure connects insurance specialists, lawyers and industry experts. Thanks to this, we guarantee that coverage corresponds to the reality of your risks and the latest insurance market trends.

Want to know what threats you face?

We will prepare a risk analysis tailored to your company.

Our Expertise

Modern technology and digital tools for insurance
Expert consulting, legislation, and education in insurance
Professional representation and support in claims settlement
Active management and ongoing insurance coverage optimization
Strategic insurance program design tailored to your company
Comprehensive risk assessment for optimal insurance protection
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