Expertise

Technology and innovation

We don't adapt to the future. We help create it.

At SATUM, we approach risk analysis as the foundation of the entire insurance strategy. First, we understand how your company actually works – and only then do we design solutions. We don’t work with templates, but with context. Together with you.

What our approach is based on

SATUM internal innovation team

Across the company, a cross-disciplinary working group connects experts from various departments – from insurance brokers through claims specialists, economists, to IT specialists. Its task is to identify areas suitable for innovation, design specific solutions, test them in real conditions, and implement them into everyday practice.

Proprietary technology platform

We manage and continuously develop our proprietary SATUM Portal system for contract records, claims management, reporting, and client communication.

Digital documentation of assets and damages

During risk inspections, we use drones, 3D scanners, and thermal imaging technology. We obtain an accurate and objective picture of reality.

Technology driven by practice

Innovation is not a separate project. It is a natural part of our services. We bring changes that reflect the real needs of clients and increase the value of insurance protection.

What you get as a client

Innovation that works for you. Not just for effect.

Clear management of contracts and claims in one system

Faster documentation, more accurate data, and fewer errors

Savings in time, internal capacity, and operational costs

Opportunity to participate in the development and testing of new solutions

Access to services that are not standard elsewhere

Insurance that keeps pace with your business reality

How the SATUM innovation team works

One company. One team. Shared responsibility for change.

1

Identify areas for innovation

2

Design specific solutions

3

Test in real operations

4

Implement into processes and services

5

Evaluate and improve

How technology is changing insurance

SATUM Portal

A proprietary platform for managing insurance contracts, limits, claims, and outputs for auditing, asset management, or internal controlling. Available anytime via a secure online interface.

Drone imaging and 3D scanning

Enables accurate and safe mapping of risk objects and damages. The outputs are usable for premium setting, claims settlement, and technical inspections.

Simulation and scoring

We use proprietary models based on best practices from colleagues with over 10 years of experience, as well as applications for determining geographical risks recognized by the international insurance market.

Model technology solution

logistics

Digital twin of a logistics complex

A client from the logistics sector used our digital inspection for the analysis of their warehouse center. This created a digital twin of the logistics complex, which served as input for determining insurance values.

Additionally, a thermal analysis of photovoltaic panels located on the building’s roof was performed, and the client received a report on defects that represented a potential fire risk. The digital screening included a roof inspection, during which damage to the roofing membrane was discovered. The client subsequently repaired the membrane, preventing future damages from atmospheric precipitation risk.

3D

digital twin

2

risks identified

0

damages prevented

SATUM technology and innovation team

“Innovation is not about what is new. It’s about what works better. And at SATUM, we have a team that can bring good ideas to the final result, without compromises.”

Martin Slečka, DiS.
Manažer oddělení likvidace škod
Ing. Kateřina Ďurovičová
Director of Property Risk Department

SATUM’s technological expertise is provided by specialists from IT, insurance, technical engineering, and operations. Innovation at our company takes a concrete form – from system tools to simplified services for clients.

Interested in our technologies?

We will be happy to show you how they can improve your insurance.

Our Expertise

Modern technology and digital tools for insurance
Expert consulting, legislation, and education in insurance
Professional representation and support in claims settlement
Active management and ongoing insurance coverage optimization
Strategic insurance program design tailored to your company
Comprehensive risk assessment for optimal insurance protection
Menu